Ecommerce Seller Funding in the United States
A flexible line of credit for sellers operating on Amazon, Shopify, TikTok Shop, Walmart and beyond.
Growth capital on your terms - no equity, no collateral and
no hidden fees.
Purchase buffer stock
Support ad spend
Prepare for seasonal sales
Expand across markets, stores and products
Supporting e-commerce founders across leading marketplaces
Flexible Funding Built for US Ecommerce Sellers
Whether you require funding for inventory purchase, ad spend, growth expansion or other reasons, CrediLinq’s line of credit is purpose built for established, high-growth sellers. Unlike most marketplace-native lenders, you do not need to wait for an invitation. If you generate combined average monthly revenue of $30,000+ through your stores, you can apply directly today. Our credit facility is built around the realities of US ecommerce cash flow: 14-day Amazon payouts, weekly ad spend obligations, and suppliers who want payment 45–90 days before your products sell. CrediLinq bridges that gap with a revolving credit line facility that moves at the speed your business demands.
Swift and
hassle free
Seamless digital onboarding. Just connect or upload store data.1
Flexible
funding
Use funds across stores inventory, marketing, growth and beyond. Choice of repayment schedules.
Stay in
control
Pay as you go with a single service fee starting from 1.5% p.m. No equity or security needed. No hidden fees.
Ready to grow your e-commerce business with us?
Key US Ecommerce Markets We Serve
CrediLinq is available to sellers across multiple marketplaces and D2C platforms across the US, supporting the country's top ecommerce seller hubs. These communities represent some of the fastest-growing ecommerce clusters in the United States.
New York
Electronics and Home Goods
New York's Borough Park and Monsey communities are home to thousands of active Amazon FBA electronics and home goods sellers. CrediLinq's alternative data underwriting is built for exactly this type of high-volume, fast-turn seller profile.
New Jersey
Home, Baby and Seasonal
The Lakewood, NJ seller hub is one of the fastest-growing Amazon seller clusters in the US, with particular strength in home, baby, and seasonal categories. Sellers here need reliable pre-season inventory capital, and we provide it.
Florida
Cross-border and Electronics
Miami and the South Florida corridor are the gateway for cross-border Latin American ecommerce and electronics resellers with US Amazon operations. CrediLinq supports both domestic and cross-border working capital from a single facility.
Washington
Premium Tech Brands and Multi-Channel Brands
Seattle's dense cluster of former Amazonians run premium tech brands with a high average GMV. These are sophisticated ecommerce operators who know their unit economics and want capital that works as efficiently as they do. No equity given up, no collateral pledged. CrediLinq's line of credit gives them the working capital to fund inventory, scale ad spend, and expand, on their terms.
Texas
DTC, Shopify, and Wholesale
Austin and Dallas are home to a fast-growing cohort of Shopify DTC brands and wholesale-to-marketplace sellers expanding nationally. Texas-based sellers consistently rank among the highest-growth new applicants on the CrediLinq platform.
Trusted by 10,000+ sellers worldwide​
Strongly recommend them!
CrediLinq are great to deal with and provided our business with quick access to funds. They provide great customer service and always there to support.
Plus, I'm able to use the funds based on my requirements and have peace of mind given their transparent pricing. I strongly recommend them to any SME looking grow their business. 5 stars!
Quick loan request approvals!
Credilinq has been instrumental in helping our small family business grow in the USA. Because we manufacture artisanal products in Indonesia sold in America, our cashflow has been very tight which caused our growth to be limited in the past year.
Thanks to Credilinq, we've managed to increase our production output and retail sales online. Their patented assessment technology has shown great efficiency in getting our loan request quickly approved, with very competitive servicing fees unseen before.
Smooth and hassle-free experience
I had a fantastic experience with CrediLinq while applying extremely fast, responsive, and helpful throughout the entire process. Their professionalism and efficiency made everything smooth and hassle-free.
Highly recommend CrediLinq for businesses looking for quick and reliable financial solutions.
The team at CrediLinq was fantastic!
They worked hard along with my team to ensure the funding got done in time. Onboarding felt frictionless and fast.
A breath of fresh air in the current market of challenging wcf liquidity! Would highly recommend to any serious ecomm player.
Great loan company!
Quick and simple process. Exceptional rates. Fast response, funds in account within the next day, and everything was done online.
Will continue using the credit line with them.
Strongly recommend them!
CrediLinq are great to deal with and provided our business with quick access to funds. They provide great customer service and always there to support.
Plus, I'm able to use the funds based on my requirements and have peace of mind given their transparent pricing. I strongly recommend them to any SME looking grow their business. 5 stars!
Quick loan request approvals!
Credilinq has been instrumental in helping our small family business grow in the USA. Because we manufacture artisanal products in Indonesia sold in America, our cashflow has been very tight which caused our growth to be limited in the past year.
Thanks to Credilinq, we've managed to increase our production output and retail sales online. Their patented assessment technology has shown great efficiency in getting our loan request quickly approved, with very competitive servicing fees unseen before.
Smooth and hassle-free experience
I had a fantastic experience with CrediLinq while applying extremely fast, responsive, and helpful throughout the entire process. Their professionalism and efficiency made everything smooth and hassle-free.
Highly recommend CrediLinq for businesses looking for quick and reliable financial solutions.
The team at CrediLinq was fantastic!
They worked hard along with my team to ensure the funding got done in time. Onboarding felt frictionless and fast.
A breath of fresh air in the current market of challenging wcf liquidity! Would highly recommend to any serious ecomm player.
Great loan company!
Quick and simple process. Exceptional rates. Fast response, funds in account within the next day, and everything was done online.
Will continue using the credit line with them.
Rated 5/5 on Google
10,000+ SMEs supported globally
Ready to grow with us? Start today!
CrediLinq: Revolving Line of Credit for US Sellers
Draw from a revolving credit facility of up to $2M and repay in equal bi-weekly instalments from your business bank account, then draw again without reapplying. Your available credit replenishes as you repay, so your capital grows with your business.
What US sellers use CrediLinq for:
- Inventory cycles: Pay suppliers 45–90 days before your products sell, and bridge Amazon DD+7 or TikTok payout delays after, without draining your operating cash.
- Ad spend: Fund your Amazon PPC, TikTok, Google or Meta campaigns without waiting for your next payout.
- Multi-marketplace expansion: Scale from Amazon US to TikTok Shop or international markets like the UK and with European Union from a single facility.
- Cross-border growth: Bridge currency timing gaps when expanding to UK, Canada, or the European Union.
How the revolving facility works
A 60-day window for an e-commerce seller with a $1.2M Credi Line
Day 1
Inventory order to supplier
– $420K
Day 09
Q4 PPC campaign push
– $85K
Day 21
Bi-weekly auto-repayment #1
+ $52K
Day 35
Bi-weekly auto-repayment #2
+ $52K
Day 41
UK launch — freight bridge
– $140K
Day 60
Available credit replenished
$659K free
Ready to grow your e-commerce business with us?
Why US Sellers Choose CrediLinq Over Other Funding Providers
Multi-marketplace, one credit line
Whether you operate on a marketplace or D2C platform, fund activity across Amazon, Shopify, TikTok Shop, Walmart, and beyond from a single revolving facility.
No "invite-only" restrictions
Open to all qualifying US sellers - most marketplace-native lending programs require an invitation based on platform tenure. CrediLinq does not. If you qualify on revenue and trading history, you can apply directly - no waiting, no gatekeeping.
Seamless, digital application
Simply connect or upload your store data from Amazon Seller Central, Shopify, TikTok Shop or other marketplaces. We look at your
e-commerce business holistically, reviewing 12 month real store performance - sales history, return rates, sales velocity, etc. - not just bank statements or credit scores.
Growth capital tailored to your needs
Fund US, omni-channel and international growth from one facility. Expanding to Amazon UK, Amazon Canada, or TikTok Shop Europe? Your CrediLinq facility can support cross-border working capital needs, so you are not managing multiple lender relationships as you scale globally.
Revolving facility
Access funds, repay only for what you use, and avail financing again without reapplying. Unlike a term loan or a merchant cash advance, CrediLinq provides a rolling line of funding. Once you have a credit limit, you can draw funds from it as many times as you need throughout your term. No fresh application required each time.
How to Apply as a US Seller
You’re ready to scale with CrediLinq if you:
• Are a registered e-commerce businesses with a legal business entity (e.g. LLC, Pte.Ltd.)
in the US
• Have 12+ months sales history on supported platforms (e.g. Amazon, Shopify, TikTok Shop, Walmart, eBay, and more)
• Generate average monthly revenue of $30K+ across stores.
Monthly
Simple 3 step process
Get funded in minutes. No paperwork, No hassle.
1
Apply in minutes
Share basic contact and company details.
Connect or upload your store data.1
2
Get an offer quickly
Secure a funding estimate of up to $2M as soon as 1 business day.
Transparent terms–no hidden fees, no surprises.
3
Access your funds & scale
Start using your capital as you see fit to grow your business.
Use your funds for marketing, stock, product lunch, expansion and beyond.
Frequently Asked Questions for US Sellers
What US marketplaces do you support?
We support Amazon US (Seller Central), Shopify, TikTok Shop US, Walmart Marketplace, eBay, and more. If you sell across multiple platforms, all of your marketplace data is taken into account when calculating your credit limit. Multi-channel sellers often qualify for higher limits than
single-platform sellers.
Is this available to US LLCs with non-US founders?
Yes. CrediLinq lends to US-registered legal entities. Your business must be a registered US legal entity (LLC, Pte Ltd, etc.) with a US business bank account. If your business is incorporated in the US and operates on US marketplaces, you can apply regardless of your personal nationality or country of residence. The business entity and the business bank account must both be US-based.
How are repayments handled from US marketplace payouts?
Repayments are structured as equal bi-weekly instalments, which you transfer from your US business bank account on a fixed schedule. We do not intercept your marketplace payouts directly. The fixed bi-weekly structure means you always know exactly what you will repay and when, unlike revenue-based remittance models.
Can I fund a US store and an international store simultaneously?
Yes. If you sell on Amazon US and Amazon UK, for example, your cross-border store data can be factored into your application. A single CrediLinq credit facility can support working capital needs across your US and international operations, reducing the complexity of managing multiple financial partners as you scale.
Can I fund multiple marketplaces within the US simultaneously?
Yes. CrediLinq aggregates your GMV (gross merchandise value) across all major US platforms - Amazon, Shopify, TikTok Shop, Walmart, eBay, and more - into a single credit assessment. You can draw from one facility to fund inventory on Amazon, run a TikTok Ads campaign, and restock your Shopify DTC store at the same time. Multi-channel sellers often qualify for higher credit limits than single-platform sellers, because your combined revenue across stores is what we assess.
What is the minimum monthly revenue to qualify as a US seller?
We work with established US sellers generating consistent monthly revenue of $30,000+ through their marketplace stores. The best way to find out if you qualify is to apply and connect or upload your store data. The assessment is fast, free, and does not affect your personal
credit score.
Ready to unlock your US growth capital?
Join 10,000+ SMBs that have accessed transparent, flexible funding through CrediLinq.
 The application takes under 10 minutes.
1. Additional documents may be required in certain cases for verification and credit assessment.
