Offer valid for first 25 e-tailers and ends on Apr 19, 2026.
Grow your e-commerce business in 2026
Access 50% lower cost of funds at just 0.99% per month (2% p.m.)
Limited Time Offer. Terms Apply. *
Why choose CrediLinq
A credit line designed for e-commerce. Quick access of up to $2M funding on your terms.
Swift and
hassle free
Get approved as soon as 1 business day —no bank statements required.1
Flexible
funding
Use funds for inventory, marketing, growth and beyond. Choice of repayment schedules.
Stay in
control
Pay as you go with a single service fee starting from 1.5% p.m. No equity or security needed. No hidden fees.
Integration
SMEs
Ecommerce transaction data
AI driven credit model
Approved amount
$ 56,000
Term length
30D, 60D, 90D
Pay-as-you-use
Single service fee
24H Fast decisioning
What sets us apart
What sets us apart
Alternative data and AI-driven insights ensure fast approvals, fair assessments, and flexible funding—so you can scale without financial roadblocks.
We analyze multiple data points2 to assess your true funding potential —so you get the right capital at the right time.
No lengthy paperwork, no collateral, no guesswork—just smart financing that works for you.
Access the capital you deserve
SMEs
Ecommerce transaction data
AI driven credit model
Approved amount
S$ 56,000
Term length
30D, 60D, 90D
Pay-as-you-use
Single service fee
24H Fast decisioning
Trusted by leading marketplaces
Simple 3 step process
Get funded in minutes. No paperwork, No hassle.
1
Apply in minutes
Share basic contact and company details.
Connect your stores.
2
Get an offer quickly
Secure a funding estimate of up to $2M as soon as 1 business day.
Transparent terms—no hidden fees, no surprises.
3
Access your funds & scale
Start using your capital as you see fit to grow your business.
Use your funds for marketing, stock, product launch, expansion and beyond.
One service fee, maximum value
No hidden fees, no surprises, just clear, seller-friendly financing.
Compare and Save with CrediLinq
Check how much
you can save
Enter your loan amount to see how much you save compared to other lenders.
What is this
*Assuming 3 months tenure
Other lenders may tempt you with lower headline rates—only to tack
on multiple fees later.
We keep it simple:
one transparent fee, no surprises.
You're ready to scale with CrediLinq if you:
• Are a registered e-commerce businesses with a legal business entity (e.g. LLC, Pte. Ltd.) in the US, UK or Singapore
• Have 12+ months sales history on supported platforms (e.g. Amazon, TikTok, Shop, Shopify, eBay, Lazada and Shopee)
• Generate $1M+ in combined annual revenue
Ready to grow with us? Apply today!
Listen in to those who trust us
Strongly recommend them!
CrediLinq are great to deal with and provided our business with quick access to funds. They provide great customer service and always there to support.
Plus, I'm able to use the funds based on my requirements and have peace of mind given their transparent pricing. I strongly recommend them to any SME looking grow their business. 5 stars!
B2B marketplaces can really benefit from CrediLinq’s PayLater solution.
Juragan Material has embedded CrediLinq’s B2B PayLater solution in our marketplace and it is enabling us to focus on our core business, which is the construction materials marketplace and to focus less on providing financing from our own balance sheet. This way, Juragan Material has scalability for growth.
Quick loan request approvals!
Credilinq has been instrumental in helping our small family business grow in the USA. Because we manufacture artisanal products in Indonesia sold in America, our cashflow has been very tight which caused our growth to be limited in the past year.
Thanks to Credilinq, we've managed to increase our production output and retail sales online. Their patented assessment technology has shown great efficiency in getting our loan request quickly approved, with very competitive servicing fees unseen before.
Smooth and hassle-free experience
I had a fantastic experience with CrediLinq while applying extremely fast, responsive, and helpful throughout the entire process. Their professionalism and efficiency made everything smooth and hassle-free.
Highly recommend CrediLinq for businesses looking for quick and reliable financial solutions.
The team at CrediLinq was fantastic!
They worked hard along with my team to ensure the funding got done in time. Onboarding felt frictionless and fast.
A breath of fresh air in the current market of challenging wcf liquidity! Would highly recommend to any serious ecomm player.
Great loan company!
Quick and simple process. Exceptional rates. Fast response, funds in account within the next day, and everything was done online.
Will continue using the credit line with them.
Strongly recommend them!
CrediLinq are great to deal with and provided our business with quick access to funds. They provide great customer service and always there to support.
Plus, I'm able to use the funds based on my requirements and have peace of mind given their transparent pricing. I strongly recommend them to any SME looking grow their business. 5 stars!
B2B marketplaces can really benefit from CrediLinq’s PayLater solution.
Juragan Material has embedded CrediLinq’s B2B PayLater solution in our marketplace and it is enabling us to focus on our core business, which is the construction materials marketplace and to focus less on providing financing from our own balance sheet. This way, Juragan Material has scalability for growth.
Quick loan request approvals!
Credilinq has been instrumental in helping our small family business grow in the USA. Because we manufacture artisanal products in Indonesia sold in America, our cashflow has been very tight which caused our growth to be limited in the past year.
Thanks to Credilinq, we've managed to increase our production output and retail sales online. Their patented assessment technology has shown great efficiency in getting our loan request quickly approved, with very competitive servicing fees unseen before.
Smooth and hassle-free experience
I had a fantastic experience with CrediLinq while applying extremely fast, responsive, and helpful throughout the entire process. Their professionalism and efficiency made everything smooth and hassle-free.
Highly recommend CrediLinq for businesses looking for quick and reliable financial solutions.
The team at CrediLinq was fantastic!
They worked hard along with my team to ensure the funding got done in time. Onboarding felt frictionless and fast.
A breath of fresh air in the current market of challenging wcf liquidity! Would highly recommend to any serious ecomm player.
Great loan company!
Quick and simple process. Exceptional rates. Fast response, funds in account within the next day, and everything was done online.
Will continue using the credit line with them.
Rated 5/5 on Google
10,000+ SMEs supported globally
Your seller success hub
Expert insights, industry trends, and practical tips to help you scale and thrive.
More insights, strategies and growth for sellers and platforms.
Answering your key questions
Everything you need to know before getting started
Who qualifies for funding?
You qualify for funding if you:
- Operate as a registered business in the US, UK or Singapore (sole proprietors and individual sellers are not eligible)
- Have been selling for 12 months or more on supported e-commerce platforms
- Generate $1,000,000 or more in combined annual revenue across all stores
How fast can I get funded?
We have a simple onboarding process. Apply in minutes, get approved as fast as 1 business day, and get funded soon after.
What markets does CrediLinq support?
We provide growth financing to e-commerce sellers operating from the following markets:
- United States
- United Kingdom
Merchants can sell globally while being headquartered in these markets. All eligible stores operating from the above markets can apply.
What marketplaces does CrediLinq support?
We support e-commerce sellers who can connect or upload their store data through Amazon, Shopify, eBay, TikTok Shop, Lazada and/or Shopee. We aim to connect sellers with local, regional, or international ambitions. Stay tuned as the list of marketplaces is growing!
How does CrediLinq compare to traditional bank loans?
Traditional financing is slow with complex documentation required, rigid fund drawdown and repayment terms, hidden charges (despite low interest rates), and lock in periods.
Alternatively, CrediLinq is designed with e-commerce sellers in mind. We offer value to our customers by being:
- Fast and Frictionless: Apply within minutes and get approved as soon as 1 business day.
- Seamless: Connect your store data and access a credit line of up to $2M without the need for providing collateral, bank statements or proof of past profitability.
- Flexible: Draw down funds from your credit limit based on your needs and only pay for what you use. Choose from 3 to 6 months repayment across installments.
- Transparent: Pay a single service fee with no hidden charges or lock in periods and no penalty for early repayment.
How can I apply and what documents are required?
The benefit of leveraging your real-time store data is that no bank statements or income documents are required. E-commerce sellers can visit their marketplace seller portal and seamlessly authorize their respective marketplace to share store data with CrediLinq.
What fees and charges are applicable?
Unlike some traditional lenders, we do not charge an application fee, processing fee, disbursement fee or interest rate.
Instead, we simplify access to funds with one single service fee clearly displayed upon approval, displayed at the point of check out of funds. The service fee is risk based and starts from 1.5% per month.
Late repayment charges include a one-time missed payment fee (SG$180 or equivalent) and a daily late fee (2x the daily service fee). There may be a 0.33% risk premium added to subsequent funding.
Apart from that - no hidden fees, no surprises.
Can I increase my credit line over time?
Yes! We are here to support you and your business as you scale. We can offer an increased credit line as your combined sales performance increases over time and the more data you provide across stores, marketplaces and markets where you operate.
