IMPROVE YOUR CASH FLOW & SCALE YOUR BUSINESS WITH PAYLATER DIRECT
BORROW TODAY &
REPAY VIA
MONTHLY INSTALMENTS
SUITED FOR EVERY SPEND FROM MARKETING TO TECHNOLOGY.

Take control of your finances with CrediLinq PayLater Direct.

 

Apply Now

BORROW TODAY &
REPAY VIA
MONTHLY INSTALMENTS


SUITED FOR EVERY SPEND.

FROM MARKETING TO TECHNOLOGY

Take control of your finances with CrediLinq PayLater Direct.

 

Apply Now
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5 REASONS WHY PAYLATER DIRECT IS FOR YOU

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Upto SGD$300,000 collateral-free capital
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Instant eligibility check
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Get approved in 48 hours
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3 to 12 months flexible tenure
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Transparent Fees and Charges

Flexible Borrowing. Instant & streamlined


  • Restock your inventory & grow faster by selling more.
  • Enjoy instant seller discounts for upfront payments.
  • Invest in marketing & attract more leads.

    Avail funds for your every need. 
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EVERYTHING YOU NEED TO KNOW

Loan Eligibility:
  • Businesses registered & operating in Singapore with annual turnover of greater than SGD$ 750,000
  • Minimum 30% shareholding effectively held by Singaporeans / Singapore Permanent Residents
  • Minimum 2 years of business operation
Loan Documentation:

Ideally create a folder and store these required documents to complete the application form:

  •  PDFs (not scanned copies) of company's operating bank current account(s) statements for the past 6 months
    • If today is 2 July 22, then please upload bank statements from Jan 22 to Jun 22 (both months inclusive)
    • If your company is multi-banked, then please upload 6 months bank statements for each bank account
  • Goods and Services Tax (GST) statements:
    • PDF (not scanned copies) of the last 12 months / 4 quarters (GST) statements (can be downloaded from IRAS website).
  • If requested ticket size is more or equal to SGD$250,000
    • 2-years audited financial statements
  • Applicant should preferably have access to Myinfo business
  • The shareholders and key appointees must have access to Singpass
Fees & Charges:

• Interest rate: Customized competitive pricing
• Processing fee: 2% of the loan amount
• Late fees: SGD$ 180 per month for each missed repayment
• Early Termination Fee: 5.0% on loan outstanding

No other fees are charged for PayLater Direct

Frequently Asked Questions

What is PayLater Direct?

PayLater Direct is a term loan designed for your large expenses. It empowers you to instantly settle large invoices, enjoy flexible repayments & improve your cash flow without burning a hole in your pocket.

How do I apply for PayLater Direct?

Interested in applying for PayLater Direct?

Click here to submit your details & apply now. We will reach out to you shortly.

Do I need to submit my invoices to get approved?

No. PayLater Direct is not an invoice-linked loan.

Do I need to complete a physical application form?

The PayLater Direct application is entirely online. Complete it from the comfort of your home & we will reach out to you shortly.

When will I be informed of my approval status?

Our team will confirm your approval status within 48 hours or 2 business days

When can I access the funds?

You can access your funds within 24 hours after the letter of offer is accepted

How can I use the loan amount?

PayLater Direct is a flexible term loan. Thus, you can use it for all your business expenses.

Does PayLater Direct charge hidden fees?

We will only charge you the interest rate & 2% of the loan amount as processing fees.

What are the penalties for late payment?

In case you miss a repayment, SGD$ 180 late fees will be added to your loan amount.

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Take Your Business to New Heights.

 

Apply Now

 

You Focus on the Business.

We Will Handle Your Financing

 

Got questions? Get in touch

Contact Support

IMPROVE YOUR CASH FLOW & SCALE YOUR BUSINESS WITH PAYLATER DIRECT